Insurance for going abroad for your camera and equipment

[Bobk]

Hi could anybody please give me some advice about insuring my camera and equipment when going abroad and what is the best company to insure with. Thanks in advance Bob Kelly

[Loobie66606]

hey im just looking into this as well. i was going to use an acutal specilist camera insurer for going away for one week. will let you know if i find anything. but as far as i know you can upgrade your travel insurance to cover the amount in £ of kit you take as long as you have the receipt. 

for example my 5D i dont have the recipt for it and im also taking the 16 - 35mm canon and 70 - 300mm tamron to cut down on costs so i only have to cover £1000 as my 5D wont get cover anywhere and i dont want to take the 1D as its too big for my travel bag. most insurances cover up to £1500.  im using post office which also give you full medical cover and if you upgrade it gives you more value and the option of er body recovery if anything happens. my mum has offered to buy this for me you would think she expects me to go off riding and not come back! lol but its only £18 for all this cover.

will keep you posted on camera insurers that i look up.

xx

[otooleg]

Just a warning guys. If you use your camera in anyway as a professional - i.e. you earn money from  it - the occasional print sale or wedding - then you have the status of a semi/ or professional photographer.

Consequently your normal household insurance contents policy may not cover your camera equipment - check your policy.

My equipment is covered by a specialist policy and includes for 40 days per year outside UK travel.

All I advise is caution and to check the small print in your household policies.

Kindest Regards

George

[Loobie66606]

hey,

iv decided at long last not to get pro insurance as i dont need it all year round yet. i will do this once i have a bit more kit. so im upgrading my travel insurance as far as i can.

after speaing to willie last night, i guess my way is ace if your only taking a few lenses and a few filters and one camera, unlike willie who is taking his whole kit i think or at least a lot on holiday.

I looked into a few different independant insurers and even for a week they can be really pricey and decided im only away fro a week, dont have a receipt for my camera body so not much point me taking one out.

As george said, if asked its prob wise not to mention to anyone that you take pro/ semi pro photos as it does nul-invoid my insurance. im jsut going to keep my camera bag attached to me at all times.

has anyone else come up with anything betteR?

[Bobk]

Hi I have got 2 Quotes for camera insurance  1 for £102 yearly   and 1 for £60.38

www.photoguard.co.UK    sum insured £1800   £102    E.U area travel

E&L Insurance                sum insured £1800   £60.38  Worldwide travel

Both for Amateur/semi.pro 

[Stuart R]

Hi

Carrying on this conversation, I had my cameras insured with Homeserve but the "moved the goalposts" by removing the covering of Theft from the policy. Speaking to George about his insurance, I got on the phone to the company he is insured with. I asked them about covering my gear but I did ask them what would be there  attitude to a Camera Club having a "block" insurance policy with them. The said they had done this in the past and would be prepared to do it again if 15-20 odd members would join in. They would only need the names of those paying into the premium ant the total value of equipment involved. This is not the value per member, but the value lumped together. The advantages are that there would be a substantial discount - the disadvantages are that the amount paid by each member would not be pro rata, that is somebody who has £500 worth of gear covered would be paying the same as somebody with 10K worth of gear (that is unless it can be worked out that you pay an amount for 1K worth of gear)

Other advantages are that we don't have loads of individual policies with different policies but tom, this is the kind of thing the Club should be looking at as a benefit for its members!

That's the picture - what do you guys think?

Cheers

Stuart

[Loobie66606]

stuart - which company is it?

[otooleg]

Bob the company is  Aaduki Multimedia Insurance and I am insured through them - I get a discount as a SWPP member!

Kindest Regards

George

[Loobie66606]

thanks george have been looking into this for a while.